LIC Saral Pension Yojana (Regular Income) New Saral Pension Scheme?
LIC Saral Pension Yojana 2021 application form to be eligible for interest rate can be checked online at licindia.in the new regular income plan for Saral Pension. IRDAI has informed the insurance companies. To launch the New Saral Pension Yojana 2021. The scheme applies to all insurance companies in India. LIC Saral Pension Yojana is also known as an intermediate annuity scheme. It also has immediate scheme effects. Each bank has different insurance policies. And pension plans for his account holders.
Table of Contents
LIC Saral Pension Yojana 2021
All the insurance companies have different names and benefits in these projects. Companies have shown that plans / projects have a better advantage. To attract more consumers to them. And now LIC (Life Insurance Corporation) of India has come up with LIC New Saral Pension Scheme 2021. The scheme was introduced by keeping the pension fund in mind. It is regularly paid for by an employee in funds, so that future pension is made by a government.
LIC launched the new Saral pension scheme on 1 July. And it has a single premium. non-participating, non-linked and individual annuity plan. The Insurance Regulatory and Development Authority of India has the power to instruct. They gave timely advice to insurance companies to improve the public. As each company described their policy plans better than others. The public therefore has difficulty finding a beneficial plan for them.
| Schedule | LIC Saral Pension Scheme |
| Launched by | Insurance Regulatory and Development Authority of India (IRDAI) |
| Scheme type | Pension Yojana |
| Link | licindia.in |
| Apply Online | LIC Saral Pension Apply Online 2021 |
| Objective | To provide simple terms and conditions under a pension policy |
| Application Mode | Both online / offline |
Also Check:
Choosing one real insurance plan has its own tasks. In Saral Pension Yojana, therefore, the guidelines are simple, straightforward and clear according to IRDAI. LIC Saral Pension Scheme offers two annuity options to its holder.
LIC Saral Pension Interest Rate
The first is the mode of the annuity. And the second is the loan facility. Applicants can pay a lump sum as the purchase price of the plan. And then he / she can receive a fixed fixed amount as a pension for the rest of his / her life. Although in our country. There are many insurance companies. Different plans presented.
But LIC Saral Pension Schemes has several benefits for its policyholder. LIC Saral Pension Scheme 2 section is Saral Pension Plan (Annuity Method): it has four ways.
As it is available annually, semi-annually, quarterly and monthly. For the increase of the annuity figure, an incentive is available for the purchase price of more than 5 Lakh.
Loan facility in Saral pension plan: it also provides a loan facility to its policyholder. After six months of commencement of the policy. The policyholder can also have this facility. As regulated by IRDAI insurance companies.
So insurance companies offer this Saral Pension Yojana. They also provide standard instant annuity products. With the help of the public, the right policies for them can be easily chosen. By making this scheme standards. Confidence has also increased between insurance users and companies. And it has also stopped the sale of insurance policies across the country.
LIC Saral Retirement Scheme Form 2021
LIC Saral Pension Scheme Feature
- Saral pension scheme has a non-linked single premium direct annuity plan.
- It also contains a plan that does not participate. There are mainly two annuity options in it.
- 100% return on purchase price is available upon payment of lifetime annuity.
- Four payment methods: monthly, quarterly, semi-annually and annually.
- The policyholder will also receive a loan facility in this scheme.
- Upon investment, the policyholder receives an annuity.
There are no maturity benefits under this scheme. In January 2021, IRDAI issued a circular to all the life insurance companies. As in our country, there are many insurance companies working to provide policies and plans to people. But as an IRDAI regulator, all insurance companies must implement the standard policy of the Saral pension scheme before April.
The interest rate for the insurance plan may vary from company to company. But the name should be the same as the Saral pension scheme, and the benefits should be somewhat the same.
Repayment of investment by the insurance companies for the client also called an Annuity. Since Saral Pension has a standard individual, there is an intermediate annuity product. You therefore only have to pay one premium. And then you start retiring. Pension called for significant financial assistance after the retirement of an employee. In India, a pension after a job makes people independent.
They feel stress free at an older age when they retire. Under this scheme, the possibility of granting annuity to the policyholder was made available on their investment.
LIC Saral Pension Annuity Amount:
Minimum amount determined overtime is:
- For annually: it costs 12,000 R
- Semi-annual: 6000 R
- Quarterly: 3000 R
- Monthly: 1000 Rs Saral Retirement Policy
Surrender: If the employer or family member detects a critical illness in the policy document. The assistant may therefore relinquish the policy at any time after 6 months after the date of issue of the policy. The authority also reviewed the list of critical illnesses according to the requirements of the client. The price of policy purchase annually, gave 95% on the purchase of the policy. When the surrender amount is paid, as soon as the policy ends.
LIC Saral Pension Yojana Eligibility Criteria: –
- The candidate must be the permanent residence of India.
- The age of the applicant must be between 40 and 80 years at most.
- For policies, the minimum purchase amount should be 1000 rupees.
- And there’s no limit to the maximum amount.
Candidates can purchase this policy from Jeevan Neem Company.
- The maximum purchase amount depends on the customer.
LIC Saral Retirement Documents Required –
- Proof of permanent residence
- Aadhar Card ID (Voter Card / PAN Card, etc.)
- Proof of Income
- Proof of age
- Banking Details
- Passport size photo
- Contact Details
LIC Saral Pension Application Form 2021
- First, the applicant must visit the official link to the LIC firm’s website.
- Now Hompage has opened for you.
- Go to the Saral pension scheme Click Apply now for the new Saral pension scheme
- Now you can see, the application form has opened before you
- Fill in the details and attach the documents.
- Finally click on the submit button to submit the application.
On the official website, all details regarding the schemes are made available to the interested applicant. So that the common man can understand the terms and conditions under the scheme. And they can benefit.
| LIC Portal | licindia.in |
| Gunotsav Home | Click here |
Comments
Post a Comment